Friday, October 24, 2014
FAIRFIELD-SUISUN, CALIFORNIA
99 CENTS

Report: State offers workers generous health plans

By
From page A1 | August 13, 2014 |

SACRAMENTO — Health insurance plans offered to state employees in California and elsewhere are relatively generous, with government picking up a large share of deductibles and co-pays, according to a report released Tuesday.

The report by The Pew Charitable Trusts and the John D. and Catherine T. MacArthur Foundation was a first-of-its kind survey of state government health insurance plans nationwide. It found that state plans paid on average 92 percent of a typical enrollee’s health care costs, which is equivalent to the best offerings — “platinum” plans — that the public can purchase on one of the new health insurance exchanges.

In California, Pew found that figure was 95 percent and that 68 percent of plan members had no annual deductible.

Putting the report into a broader context that can make the data easily understood is difficult.

Pew researchers said direct comparisons between states are tricky because myriad factors are in play, including wide differences in the cost of health care delivery across the country, and in the age and health of people in the insurance plans.

Direct cost comparisons to plans offered to employees in the private sector also not available, said Maria Schiff, the project director.

For example, Pew said the average monthly premium for a state government health care plan in 2013 was $963, with states picking up 84 percent of the cost and workers picking up 16 percent. In California, the average monthly premium that year was $1,092, with the state paying 77 percent and employees paying 23 percent.

Pew used the actuarial firm Milliman Inc., which did not have similar premium data for the private sector, Schiff said.

Private companies have been shifting more of the cost to employees as health insurance costs rise, offering higher-deductible plans and requiring greater co-pays for visits to primary care providers and specialists. The Pew report said state governments have been slower to offer high-deductible health plans.

The Pew report sought to quantify for the first time state employee health care costs nationwide, which it said is second to Medicaid in the amount of money state governments spend on health care. Its study found that 45 percent of state employees across the country were enrolled in plans with no deductible.

That includes some plans offered in California, including a Kaiser HMO plan that enrolls 40 percent of state workers. According to Pew, that plan had no annual deductible, $15 co-pays for office visits and an annual out-of-pocket maximum of $1,500.

The state offers nine different health care plans, including six HMOs, that provide various levels of premiums, deductibles and co-pays, said Bill Madison, a spokesman for the California Public Employees Retirement System, which administers the state’s health program.

“It gives our members more of a variety to choose from so they can find something that will fit within their cost range and still provide them the adequate health care they are looking for and deserve,” he said.

The total cost of health care premiums for employees of California state government, municipalities and school districts for 2014 is projected to be $7.7 billion, up from $7 billion two years ago, according to CalPERS.

 

The Associated Press

The Associated Press

LEAVE A COMMENT

Discussion | 1 comment

The Daily Republic does not necessarily condone the comments here, nor does it review every post. Read our full policy

  • PornacAugust 13, 2014 - 7:38 am

    Working folks don't deserve healthcare. Everyone has the ER. Only the rich should have regular healthcare.

    Reply | Report abusive comment
.

Solano News

For sale: Solano home with Nike missile bunkers

By Ian Thompson | From Page: A1 | Gallery

 
 
Salvation Army debuts giant kettle for holidays campaign

By Robinson Kuntz | From Page: A3 | Gallery

Industrial space hot, office not in Fairfield

By Ryan McCarthy | From Page: A3

 
Suisun City police log: Oct. 22, 2014

By Susan Hiland | From Page: A12

 
Fairfield police log: Oct. 22, 2014

By Susan Hiland | From Page: A12

.

US / World

New survey details vast scope of teen dating abuse

By The Associated Press | From Page: A1

 
Boosters seek to keep Bay Bridge light display

By The Associated Press | From Page: A3 | Gallery

Video shows bikers taunting California officer

By The Associated Press | From Page: A4

 
California man guilty in wife’s stabbing death

By The Associated Press | From Page: A4

Brown opens up spending in campaign’s final month

By The Associated Press | From Page: A4

 
Driver attacked after ice cream truck kills boy

By The Associated Press | From Page: A4 | Gallery

$50,000 reward to find killer of Anaheim girl, 9

By The Associated Press | From Page: A4

 
Suspect in girl’s 1984 killing was police employee

By The Associated Press | From Page: A5

PTSD argued in case of Marine jailed in Mexico

By The Associated Press | From Page: A5 | Gallery

 
US tech firm fined for underpaying Indian workers

By The Associated Press | From Page: A5

Paintings in national parks spark probe, furor

By The Associated Press | From Page: A6

 
Prisoner in Afghanistan to be tried in US

By The Associated Press | From Page: A7

US, SKorea agree to delay wartime control transfer

By The Associated Press | From Page: A7

 
US officials: Iraqi army regrouping slowly

By The Associated Press | From Page: A7

Gary killings put spotlight on abandoned buildings

By The Associated Press | From Page: A7

 
Lawmakers seek to end benefits to former Nazis

By The Associated Press | From Page: A7

For teen with passport, Syria trip can be seamless

By The Associated Press | From Page: A7

 
Border deaths drop to 15-year low

By The Associated Press | From Page: A7

Canada gunman wanted a passport to go to Mideast

By The Associated Press | From Page: A10

 
NYC mayor: Don’t be alarmed by doctor’s Ebola

By The Associated Press | From Page: A10

NK experts: US must apologize to free detainees

By The Associated Press | From Page: A10

 
Ebola: A crash course in fear and how it hurts us

By The Associated Press | From Page: A10

Cremation fears leave empty Ebola beds in Liberia

By The Associated Press | From Page: A10 | Gallery

 
Ex-Mountie hero of shooting at Canada’s Parliament

By The Associated Press | From Page: A10

NY doctor back from Guinea has Ebola, 1st in city

By The Associated Press | From Page: A12

 
.

Opinion

Not sure I trust government on Ebola

By Letter to the Editor | From Page: A11

 
Planning Commission not listening to the people

By Letter to the Editor | From Page: A11

.

Living

.

Entertainment

Review: ‘John Wick’ delivers non-stop action

By The Associated Press | From Page: B2

 
.

Sports

At 1-all, World Series moves to quirky Giants park

By The Associated Press | From Page: B7

 
Giants’ Hudson to face Royals’ Guthrie in Game 3

By The Associated Press | From Page: B7 | Gallery

College notebook: Cordes chosen to try out for USA national team

By Paul Farmer | From Page: B7 | Gallery

 
Realign the Bulldogs? Not a good a idea

By Paul Farmer | From Page: B7

Judge questions $75M NCAA concussion settlement

By The Associated Press | From Page: B8

 
Arizona men near-unanimous pick by media to win Pac-12

By The Associated Press | From Page: B8

Raiders may lose Woodley to biceps injury

By The Associated Press | From Page: B8 | Gallery

 
No. 6 Oregon looks to extend streak against Cal

By The Associated Press | From Page: B8

The Write Way: KC coach’s lineup cards are artful

By The Associated Press | From Page: B8 | Gallery

 
Homecoming still on but no game for VCS

By Daily Republic staff | From Page: B8

Compton among PGA leaders at Sea Island

By The Associated Press | From Page: B8

 
Steve Nash ruled out for season with back injury

By The Associated Press | From Page: B8

Manning, Sanders lead Broncos past Chargers, 35-21

By The Associated Press | From Page: B9 | Gallery

 
Prep football capsules: Week 8

By Paul Farmer | From Page: B9

Sports on TV/Local sports for Friday, Oct. 24, 2014

By Paul Farmer | From Page: B10

 
This date in sports history for Friday, Oct. 24, 2014

By The Associated Press | From Page: B10

.

Business

Honda Fit becomes even more intriguing small car

By Ann M. Job | From Page: C1 | Gallery

 
Letting your car find a spot and park itself

By The Associated Press | From Page: C2 | Gallery

Zuckerberg speaks Chinese, Beijing students cheer

By The Associated Press | From Page: B11 | Gallery

 
Cloud business lifts Microsoft’s quarterly results

By The Associated Press | From Page: B11

A blue Christmas for Amazon?

By The Associated Press | From Page: B11

 
.

Obituaries

Mark Dean Lindsay

By Nancy Green | From Page: A4

 
.

Comics

Dilbert

By Daily Republic Syndicated Content | From Page: A8

 
Blondie

By Daily Republic Syndicated Content | From Page: A8

Crossword

By Daily Republic Syndicated Content | From Page: A9

 
Bridge

By Daily Republic Syndicated Content | From Page: A9

Word Sleuth

By Daily Republic Syndicated Content | From Page: A9