Saturday, March 28, 2015
FAIRFIELD-SUISUN, CALIFORNIA
99 CENTS

How to use your new health insurance

By
From page OSF4 | August 14, 2014 |

If you’re one of the millions of Americans who recently obtained health coverage through the new Health Insurance Marketplace, Medicaid or the Children’s Health Insurance (CHIP), here are some steps you can take to make the most of your new coverage.

Put your health first

  • Staying healthy is important for you and your family.
  • Maintain a healthy lifestyle at home, at work and in the community.
  • Get your recommended health screenings and manage chronic conditions.
  • Keep all of your health information in one place.

Understand your health coverage

  • Check with your insurance plan or state Medicaid or CHIP program to see what services are covered.
  • Be familiar with your costs (premiums, copayments, deductibles, co-insurance).
  • Know the difference between in-network and out-of-network services, and the out-of-pocket costs to you of each.

Know where to go for care

  • Use the emergency department for a life-threatening situation.
  • Primary care is preferred when it’s not an emergency.
  • Know the difference between primary care and emergency care.

Find a doctor or other health care provider

  • Ask people you trust and/or do research on the internet.
  • Check your plan’s list of providers.
  • If you’re assigned a provider, contact your plan if you want to change.
  • If you’re enrolled in Medicaid or CHIP, contact your state Medicaid or CHIP program for help.

Make an appointment

  • Contact your provider’s office and mention if you’re a new patient or have been there before.
  • Give the name of your insurance plan and ask if they accept your insurance.
  • Tell them the name of the provider you want to see and why you want an appointment.
  • Ask for days or times that work for you.

Be prepared for your visit

  • Have your insurance card with you.
  • Know your family health history and make a list of any medicines you take.
  • Bring a list of questions and things to discuss, and take notes during your visit.
  • Bring someone with you to help if you need it.

Decide if the provider is right for you

  • Did you feel comfortable with the provider you saw?
  • Were you able to communicate with and understand your provider?
  • Did you feel like you and your provider could make good decisions together?
  • Remember: It’s OK to change to a different provider. (If you want to change your provider, return to the fourth item above.)

Next steps after your appointment

  • Follow your provider’s instructions.
  • Fill any prescriptions you were given, and take them as directed.
  • Schedule a follow-up visit if you need one.
  • Review your explanation of benefits and pay your medical bills.
  • Contact your provider, health plan or the state Medicaid or CHIP agency with any questions.

We have a number of tools available to help answer questions you might have about your new health care coverage, and to use it appropriately to get the care and preventive services that are right for you.

You can find these tools at our Coverage to Care website, at marketplace.cms.gov/c2c. They include educational brochures and videos. Many are available in both English and Spanish, and more resources will be developed over the next few months.

Still have questions? Contact your insurance company directly or contact us at 800-318-2596 (TTY: 855-889-4325). Our trained representatives are available at the Marketplace Call Center 24 hours a day, seven days a week.

If you have questions about your Medicaid or CHIP coverage, contact your state agency for more information.

David Sayen is Medicare’s regional administrator for Arizona, California, Nevada, Hawaii, and the Pacific Territories. You can always get answers to your Medicare questions by calling 800-MEDICARE (800-633-4227).

LEAVE A COMMENT

Discussion | No comments

The Daily Republic does not necessarily condone the comments here, nor does it review every post. Read our full policy

.

Solano News

Fraisure Smith hearing delayed twice Friday

By Ryan McCarthy | From Page: A1, 12 Comments | Gallery

 
Luncheon honors women for their work to help others

By Susan Hiland | From Page: A1, 1 Comment | Gallery

Sheepdogs, handlers flock to Rio Vista for trials

By Susan Winlow | From Page: A1, 1 Comment | Gallery

 
 
Solano Rotary clubs honor top firefighters from across county

By Bill Hicks | From Page: A3 | Gallery

Eatery to host event to support child with cancer

By Glen Faison | From Page: A3

 
Project begins to brighten downtown Fairfield

By Susan Hiland | From Page: A3, 11 Comments | Gallery

 
Fairfield police log: March 26, 2016

By Susan Hiland | From Page: A9, 1 Comment

Suisun police log: March 26, 2015

By Susan Hiland | From Page: A9

 
Going home to mother

By Murray Bass | From Page: B10, 2 Comments

 
.

US / World

 
Jury says Silicon Valley firm did not discriminate

By The Associated Press | From Page: A3

 
Gov. Brown signs $1 billion water plan for dry California

By The Associated Press | From Page: A4 | Gallery

 
Public defender: San Francisco jail inmates forced to fight

By The Associated Press | From Page: A4

 
NY mayor: Someone may have ‘inappropriately’ tapped gas line

By The Associated Press | From Page: A5 | Gallery

Feds: Baltimore jail illegally keeping juveniles in solitary

By The Associated Press | From Page: A5

 
Autopsies determine children found in freezer were slain

By The Associated Press | From Page: A5

Fetus debate looms following charges in womb-cutting case

By The Associated Press | From Page: A5

 
Pugnacious Reid retiring, wants Schumer as Senate Dem leader

By The Associated Press | From Page: A6

Senate OKs Republican balanced-budget plan, following House

By The Associated Press | From Page: A6

 
‘Sopranos’ star’s apartment destroyed by blast

By The Associated Press | From Page: A7

 
Pilot who scared passengers sues airline

By The Associated Press | From Page: B7

‘Mad Men’ costumes, props head to Smithsonian

By The Associated Press | From Page: A7

 
US economy showing signs of durability

By The Associated Press | From Page: B7, 1 Comment

Mexico City businesses cite losses during Bond filming

By The Associated Press | From Page: A7

 
Comedian Gardell hosts game show version of Monopoly

By The Associated Press | From Page: A7

Nelson set to return to role as Coach

By The Associated Press | From Page: A7

 
German airline could face ‘unlimited’ damages for Alps crash

By The Associated Press | From Page: A10

Co-pilot appeared healthy, but may have hidden illness

By The Associated Press | From Page: A10

 
About 4,000 fishermen stranded on Indonesian islands

By The Associated Press | From Page: A10, 1 Comment

Warships move in key strait as airstrikes widen in Yemen

By The Associated Press | From Page: A11 | Gallery

 
Iran says nuke talks focused despite Yemen crisis

By The Associated Press | From Page: A11

At least 9 dead as militants attack hotel in Somali capital

By The Associated Press | From Page: A12

 
Amanda Knox murder conviction overturned by Italy high court

By The Associated Press | From Page: A12

.

Living

Books as decor: Versatile but meaningful design elements

By The Associated Press | From Page: HSR1Comments are off for this post | Gallery

 
Today in History: March 28, 2015

By The Associated Press | From Page: A2

Community Calendar: March 28, 2015

By Susan Hiland | From Page: A2

 
Horoscopes: March 28, 2015

By Holiday Mathis | From Page: B6

My elderly mother is so stingy I’m finding excuses not to visit her

By Kathy Mitchell and Marcy Sugar | From Page: B6

 
The newest fitness trend: Mixing it up

By The Associated Press | From Page: B10

.

Entertainment

‘Stomp’ stopped by NYC blast

By The Associated Press | From Page: A7

 
Mannequin museum show hits New York

By The Associated Press | From Page: A7

TVGrid

By Daily Republic Syndicated Content | From Page: B7

 
‘Teen Mom’ star charged in picture posting case

By The Associated Press | From Page: A7

People: Zane Malik

By The Associated Press | From Page: A7

 
Larry David Broadway role handed to Jason Alexander

By The Associated Press | From Page: A7

.

Sports

Notre Dame beats Stanford women 81-60, advances to Elite Eight

By The Associated Press | From Page: B1

 
Curry, Thompson lead Warriors in rout over Grizzlies

By The Associated Press | From Page: B1 | Gallery

 
Evans helps desperate Pelicans end skid vs. Kings, 102-88

By The Associated Press | From Page: B1

Ranuado goes 6 for Rangers’ but A’s rally for 7-6 win

By The Associated Press | From Page: B1

 
A-Rod’s cousin pleads guilty in Florida steroids case

By The Associated Press | From Page: B2

Durant to have another surgery, miss rest of season

By The Associated Press | From Page: B2

 
Chicago rooftop owner charged with trying to defraud Cubs

By The Associated Press | From Page: B2

 
Gift returns: Sterling wife wants house, $1 million

By The Associated Press | From Page: B2

Shaq acknowledges regret about decision to leave Magic

By The Associated Press | From Page: B2

 
NASCAR topic: Cheating with tire pressure, or just hot air?

By The Associated Press | From Page: B2

Hot Rod Hundley, former NBA player and Jazz announcer, dies

By The Associated Press | From Page: B2

 
Area resident Jimmy Walker takes lead in Texas Open

By The Associated Press | From Page: B2

Logano wins Martinsville pole; Elliott to start 27th

By The Associated Press | From Page: B2

 
This date in sports history for March 28, 2015

By The Associated Press | From Page: B3

 
.

Business

.

Obituaries

Helen Kalis

By Nancy Green | From Page: A4

 
Robert Roberts

By Nancy Green | From Page: A4

Carol A. Vose

By Nancy Green | From Page: A4

 
Janice Jewel Thompson

By Nancy Green | From Page: A4

.

Comics

Get Fuzzy

By Daily Republic Syndicated Content | From Page: B5

 
Baldo

By Daily Republic Syndicated Content | From Page: B5

Baby Blues

By Daily Republic Syndicated Content | From Page: B5

 
Dilbert

By Daily Republic Syndicated Content | From Page: B5

Pickles

By Daily Republic Syndicated Content | From Page: B5

 
For Better or Worse

By Daily Republic Syndicated Content | From Page: B5

Beetle Bailey

By Daily Republic Syndicated Content | From Page: B5

 
Blondie

By Daily Republic Syndicated Content | From Page: B5

Garfield

By Daily Republic Syndicated Content | From Page: B5

 
B.C.

By Daily Republic Syndicated Content | From Page: B5

Frank and Ernest

By Daily Republic Syndicated Content | From Page: B5

 
Wizard of Id

By Daily Republic Syndicated Content | From Page: B5

Sally Forth

By Daily Republic Syndicated Content | From Page: B5

 
Zits

By Daily Republic Syndicated Content | From Page: B5

Rose is Rose

By Daily Republic Syndicated Content | From Page: B5

 
Word Sleuth

By Daily Republic Syndicated Content | From Page: B6

Bridge

By Daily Republic Syndicated Content | From Page: B6

 
Cryptoquote

By Daily Republic Syndicated Content | From Page: B6

Sudoku

By Daily Republic Syndicated Content | From Page: B6

 
Crossword

By Daily Republic Syndicated Content | From Page: B6

.

Home Seller 3/28/2015

Books as decor: Versatile but meaningful design elements

By The Associated Press | From Page: HSR1Comments are off for this post | Gallery

Real estate transactions for March 28, 2015

By Daily Republic | From Page: HSR2