Monday, April 27, 2015
FAIRFIELD-SUISUN, CALIFORNIA
99 CENTS

100 years of money smarts

By
From page B7 | March 15, 2014 |

“We have what it takes to take what you have.”

— Suggested IRS motto

Since many of us are in the midst of filing our taxes (or putting the task off as long as possible), I thought this would be a good time to talk about literacy – the financial kind – and how libraries contribute.

Those of you who have read previous columns know that I write a lot about early childhood literacy: providing your children with opportunities, through play and storytelling to build social and communication skills, for instance. The month of April is National Children’s Month.

Not so many of us, though, like to admit that building financial literacy skills – better known as money smarts – would have helped us weather the many challenges we now face as adults. After all, next month is also National Financial Literacy Month.

Solano County Library has diligently served the community since opening its doors in 1914. While much has changed over the past 100 years, the library’s devotion to promoting free, open access to information and services has not.

Do you have questions about credit cards, mortgages, debt collection or credit scores? The library can help you locate in-house materials, state and federal brochures, publications, websites and videos to assist. Are you buying/selling your home, balancing your checkbook, investing in your 401K, avoiding fraud? Did you just welcome a new baby, lose a job, remarry or get a divorce?

Through community partnerships such as United Way’s “Earn It, Keep It, Save It!” tax prep, Solano Coalition for Better Health’s children’s insurance program, and Covered California, Solano County Library helps people who want to better manage their financial lives.

We do it all for free.

Moreover, while you may be grumbling about how much money the government takes out of your wallet at every turn, would you believe the government wants to teach you how to wisely use your resources, too? It’s called MYMONEY.GOV (www.mymoney.gov.) Videos, games and quizzes on the website help you learn about the five building blocks for managing and growing your money: Earn, Save and Invest, Protect, Spend, Borrow.

Finally, let me suggest:

  • If you have kids, talk about the family budget. Encourage them to save a portion of their allowance to help them build a savings habit and learn to set, and achieve, financial goals.
  • If you participate in clubs or church groups, invite a local consumer group, credit counselor or financial planner to speak.
  • If you own a business or are in the position to make suggestions, consider a program to help employees understand more about managing their money. Start an automatic enrollment retirement plan or provide resources or referrals to help employees plan their futures.

For 100 years, Solano County Library has worked with people to better their station in life, get a handle on their finances, spark a love of learning, discover information or just find a great book to read. It’s an honor to carry this proud tradition into the next 100 years.

For more information about Solano County Library programs and resources, call 1-866-57-ASKUS. Don’t forget to join us to celebrate Solano County Library’s 100th anniversary from 9 a.m. to 12:30 p.m. April 5 at the Solano County Events Center, 601 Texas St.. Find a complete lineup of events at www.solanolibrary.com.

Yvette Klemm is a library associate at the Fairfield Civic Center Library.

LEAVE A COMMENT

Discussion | 1 comment

The Daily Republic does not necessarily condone the comments here, nor does it review every post. Read our full policy

  • The MisterMarch 15, 2014 - 8:17 am

    If you want to really learn about money, do some research on "public banking". Ellen Brown, who is currently running for California Treasurer, speaks on this and has written a couple of great books on this subject. In a nut shell, our current economic system requires every dollar in our system be borrowed from a private, for-profit corporate bank... and all of the profit from generating our money supply goes to the bank's shareholders. With "public banking", the bank belongs to the people and the banking profits return to the government. Our taxes are lower, our banking costs are lower, and the money supply is managed for the benefit of the people (available credit) instead of for the benefit of the for-profit bank's shareholders (restricted credit... which leads to recessions and depressions). This is money education that you really, really need to know about.

    Reply | Report abusive comment
.

Solano News

County action speeds Solano fairgrounds plan to next phase

By Kevin W. Green | From Page: A1 | Gallery

 
Vacaville eyes ban on medical marijuana grows

By Ryan McCarthy | From Page: A1

Paint the Town Purple; and Roxie

By Tony Wade | From Page: A2

 
City Coach hosts first block party

By Susan Hiland | From Page: A3

 
Bid Corderos Park, city staff recommends

By Ryan McCarthy | From Page: A3

White minister fought for civil rights in the south

By Amy Maginnis-Honey | From Page: A3 | Gallery

 
Farmers markets herald return of summer

By Susan Hiland | From Page: A3

Crash claims life of Concord teen

By Amy Maginnis-Honey | From Page: A4

 
Denim and Diamonds fundraiser set May 16

By Amy Maginnis-Honey | From Page: A4

Biz Buzz: Budweiser kicks off new parks campaign

By Susan Hiland | From Page: B7

 
Biz Buzz: Dutch Bros. plans ALS fundraiser

By Susan Hiland | From Page: B7

Biz Buzz: Company schedules pasta class

By Susan Hiland | From Page: B7

 
 
Biz Buzz: NorthBay offers extended hours for primary care

By Kevin W. Green | From Page: B7 | Gallery

Biz Buzz: Retail store helps those with autism

By Susan Hiland | From Page: B7

 
Biz Buzz: Committee schedules contractors breakfast

By Kevin W. Green | From Page: B7

.

US / World

Picture it: A 1,000-year exposure showing a changing Earth

By The Associated Press | From Page: A1

 
Quake agony revealed quietly on trip from Nepal airport

By The Associated Press | From Page: A5

Corinthian Colleges to shut down all 28 remaining campuses

By The Associated Press | From Page: A5

 
No time to lose: Global response to Nepal quake gears up

By The Associated Press | From Page: A5

Japan’s prime minister goes to US to showcase close ties

By The Associated Press | From Page: A5

 
Israel says airstrike on Syrian border targeted militants

By The Associated Press | From Page: A5

Family, friends in Baltimore mourn death of arrested man

By The Associated Press | From Page: A5

 
‘Batman’ killer studied brain disorders before mass murder

By The Associated Press | From Page: A5

Image from the quake: Heavy damage in Nepal ancient city

By The Associated Press | From Page: A5

 
Fighting rages in Yemen’s 3rd-largest city, strikes continue

By The Associated Press | From Page: A5

Mountaineers, guides stream from Everest after avalanche

By The Associated Press | From Page: A5

 
Putin accuses US of supporting separatists in Russia

By The Associated Press | From Page: A5

Death toll in Nepal quake rises to more than 3,200

By The Associated Press | From Page: A5

 
Late spring complicates already perilous amphibian migration

By The Associated Press | From Page: A5

Former GOP chairman enters US Senate race in California

By The Associated Press | From Page: A5

 
.

Living

Community Calendar: April 27, 2015

By Susan Hiland | From Page: A2

 
Today in history: Monday, April 27, 2015

By The Associated Press | From Page: A2

Parenting: How to set boundaries on screen time

By The Washington Post | From Page: B5

 
Horoscope: April 28, 2015

By Holiday Mathis | From Page: B5

Horoscope: April 27, 2015

By Holiday Mathis | From Page: A7

 
My husband doesn’t want me to redecorate home he had with first wife

By Kathy Mitchell and Marcy Sugar | From Page: A7

.

Entertainment

TVGrid April 27

By Daily Republic Syndicated Content | From Page: B6

 
TVGrid April 28

By Daily Republic Syndicated Content | From Page: B7

.

Sports

Warriors confident after sweep of Pelicans

By The Associated Press | From Page: B1

 
Giants-Rockies game postponed by rain

By The Associated Press | From Page: B1

 
Justin Rose wins in New Orleans for 7th PGA Tour title

By The Associated Press | From Page: B2

Wall, Beal lead Wiz past Raptors 125-94 in Game 4 for sweep

By The Associated Press | From Page: B2

 
Paul, Clippers even series with 114-105 win over Spurs

By The Associated Press | From Page: B2

 
Ko wins Swinging Skirts for 2nd straight year

By The Associated Press | From Page: B2

Motorcycle rider from Livermore killed in Nevada race

By The Associated Press | From Page: B2

 
Billy Andrade and Joe Durant win Legends of Golf

By The Associated Press | From Page: B2

Cavs sweep Celts as James scores 27 in 101-93 victory

By The Associated Press | From Page: B2

 
It’s here: Fight week begins with Pacquiao caravan to Vegas

By The Associated Press | From Page: B2

American Pharoah completes final pre-Kentucky Derby workout

By The Associated Press | From Page: B2

 
Newgarden claims first IndyCar Series win not far from home

By The Associated Press | From Page: B2

.

Business

.

Obituaries

Elizabeth Cepeda

By Nancy Green | From Page: A4, 1 Comment

 
Kirk Noonan

By Nancy Green | From Page: A4, 1 Comment

Sandra King

By Nancy Green | From Page: A4

 
Janis Ruth (Sefzik) Skinner

By Nancy Green | From Page: A4

.

Comics

Rose is Rose April 28

By Daily Republic Syndicated Content | From Page: B4

 
Get Fuzzy April 28

By Daily Republic Syndicated Content | From Page: B4

Dilbert April 28

By Daily Republic Syndicated Content | From Page: B4

 
B.C. April 28

By Daily Republic Syndicated Content | From Page: B4

Blondie April 28

By Daily Republic Syndicated Content | From Page: B4

 
Frank and Ernest April 28

By Daily Republic Syndicated Content | From Page: B4

Wizard of Id April 28

By Daily Republic Syndicated Content | From Page: B4

 
Peanuts April 28

By Daily Republic Syndicated Content | From Page: B4

Baldo April 28

By Daily Republic Syndicated Content | From Page: B4

 
Garfield April 28

By Daily Republic Syndicated Content | From Page: B4

Beetle Bailey April 28

By Daily Republic Syndicated Content | From Page: B4

 
For Better or Worse April 28

By Daily Republic Syndicated Content | From Page: B4

Sally Forth April 28

By Daily Republic Syndicated Content | From Page: B4

 
Baby Blues April 28

By Daily Republic Syndicated Content | From Page: B4

Zits April 28

By Daily Republic Syndicated Content | From Page: B4

 
Pickles April 28

By Daily Republic Syndicated Content | From Page: B4

Bridge April 28

By Daily Republic Syndicated Content | From Page: B5

 
Cryptoquote April 28

By Daily Republic Syndicated Content | From Page: B5

Word Sleuth April 28

By Daily Republic Syndicated Content | From Page: B5

 
Crossword April 28

By Daily Republic Syndicated Content | From Page: B5

Sudoku April 28

By Daily Republic Syndicated Content | From Page: B5

 
Garfield April 27

By Daily Republic Syndicated Content | From Page: A6

Beetle Bailey April 27

By Daily Republic Syndicated Content | From Page: A6

 
Blondie April 27

By Daily Republic Syndicated Content | From Page: A6

Get Fuzzy April 27

By Daily Republic Syndicated Content | From Page: A6

 
Pickles April 27

By Daily Republic Syndicated Content | From Page: A6

Wizard of Id April 27

By Daily Republic Syndicated Content | From Page: A6

 
Baldo April 27

By Daily Republic Syndicated Content | From Page: A6

Rose is Rose April 27

By Daily Republic Syndicated Content | From Page: A6

 
For Better or Worse April 27

By Daily Republic Syndicated Content | From Page: A6

Zits April 27

By Daily Republic Syndicated Content | From Page: A6

 
Frank and Ernest April 27

By Daily Republic Syndicated Content | From Page: A6

Peanuts April 27

By Daily Republic Syndicated Content | From Page: A6

 
Dilbert April 27

By Daily Republic Syndicated Content | From Page: A6

Baby Blues April 27

By Daily Republic Syndicated Content | From Page: A6

 
Sally Forth April 27

By Daily Republic Syndicated Content | From Page: A6

B.C. April 27

By Daily Republic Syndicated Content | From Page: A6

 
Cryptoquote April 27

By Daily Republic Syndicated Content | From Page: A7

Word Sleuth April 27

By Daily Republic Syndicated Content | From Page: A7

 
Sudoku April 27

By Daily Republic Syndicated Content | From Page: A7

Bridge April 27

By Daily Republic Syndicated Content | From Page: A7

 
Crossword April 27

By Daily Republic Syndicated Content | From Page: A7