Last-minute Christmas shoppers crowd the Willowbrook Mall searching for gifts, Sunday, Dec. 23, 2012, in Wayne, N.J. This holiday season, Americans have a lot on their minds on top of the now familiar job worries. (AP Photo/The Record (Bergen County NJ), Chris Pedota) ONLINE OUT; MAGS OUT; TV OUT; INTERNET OUT; NO ARCHIVING; MANDATORY CREDIT.

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