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Tim Jones

Wait! Don’t transfer your late parents house title to your name

Q: Mr. Jones, my mother and father both passed away last year. They were living mostly on Social Security and didn’t have much except their small house that was bought and paid for. My sister and I are their only children and heirs. My sister lives in Florida so we’ve agreed that I should take care […]

I know my neighbor will complain if I start a day care – what can I do?

Q: My husband and I live in Fairfield and we just had our first child. I’ve decided to stop working in order to be home with my son and would like to establish a day care in my home to help make ends meet. A neighbor has objected, fearing the increased noise and traffic will […]

April 25, 2015 | Posted in Business-local | Tagged ,

Can I sue my neighbor over a verbal fence-building agreement gone wrong?

Q: I’m currently having problems with a neighbor about the fence. He asked to replace the fence since it was old. He proposed that if I could buy the fence material he could do the labor, since he is not working and his wife was on disability.  I told him OK since he had no […]

April 11, 2015 | Posted in Business-local | Tagged ,

The law as it pertains to owning a home

Owning a home has been the proverbial brass ring for Americans since the end of World War II, which followed the longest, costliest depression in American history. From 1945 until shortly after 2005, Americans bought and owned their homes in unprecedented numbers. Then came the crash of 2008. Sitting here in 2015, we look back […]

April 05, 2014 | Posted in American Home Week 2015 | Tagged

How can brother sell my half of a cabin willed to me by our deceased parents?

Q: My brother and I inherited a cabin our parents owned when they both died unexpectedly about 10 years ago. It was in my parents’ and my brother’s name at the time. After they passed, my brother gave me a one-half interest as our parents would have wanted. My brother passed away in January. I […]

April 04, 2015 | Posted in Business-local | Tagged ,

We want to evict our tenants, now they’ve sued us. What do we do?

Q:  My husband and I own one rental house in Suisun. It’s the house we lived in for 32 years and raised our family in. We moved to Vacaville a few years ago and decided to keep the Suisun house as a rental. Up until about six months ago everything was fine. We had a […]

March 14, 2015 | Posted in Business and Real Estate | Tagged ,

Homeowner changed his mind on an ‘option to buy.’ What can we do now?

Q: We recently moved into a home and were given the option to enter into a lease with an option to buy. We had the papers drawn up but the homeowner never signed them.  He said he wanted to think it over and that the papers were too confusing. Well, two months later the homeowner […]

February 28, 2015 | Posted in Home Seller | Tagged ,

What is a mold ‘exclusion endorsement’ received with home owners insurance

Q: I just got my homeowners insurance renewal and there was a sheet of paper stuck in the bottom of the envelope that says, “Fungus (Including Mold) Liability Exclusion Endorsement.”  It includes a lengthy definition of “fungus” and talks about bodily injury exclusions and a bunch of other stuff I can’t understand. What is this […]

February 07, 2015 | Posted in Business-local | Tagged ,

Our parents left us some money, we’d like to invest in some real estate

Q: My parents passed away about eight months ago and left some money to my three brothers and me. The four of us want to use it to invest in some houses and we want to hurry before the market turns around. However, none of us have ever bought real estate before so we really […]

January 31, 2015 | Posted in Business-local | Tagged ,

Tenants trashed my rental home, and have disappeared – what can I do?

Q: Hi Tim. I read your column every week and you really do the public a great service. This is my first time writing and I’m hoping you can help. My wife and I are retired and we own one rental property in Suisun City, a small house we lived in years ago. I guess […]

January 24, 2015 | Posted in Business-local | Tagged ,

Neighboring dog chewed the fence causing mayhem in my tenant’s backyard

Q: I own a rental property that I’m having a big problem with. A neighbor has pit bull dogs that have been chewing through the fence and damaging my tenant’s toys and my air conditioner wiring. Last week they broke through and almost killed my tenant’s Labrador. He is chewed to bits with vet bills in […]

January 17, 2015 | Posted in Business-local | Tagged ,

Friends backed out of ‘handshake deal’ to sell their house to us

Q: We are in contract to sell our current house. We had planned on moving into our new home at the same time this escrow closed. However, the sellers of our new property just advised us that they have changed their mind and aren’t going to sell it to us. These sellers were close friends […]

January 10, 2015 | Posted in Business-local | Tagged ,

Can my second mortgage holder foreclose after I filed Chapter 7?

Q: In 2009, I had to file a Chapter 7 bankruptcy. As a state employee, I was hit with a 10 percent, then 15 percent, pay reduction.  After the bankruptcy was final, Wells Fargo helped me with a loan modification on the first mortgage. My second mortgage holder was a credit union and they said […]

December 27, 2014 | Posted in Business-local | Tagged ,

I got a cash offer on my property, for a to-be-determined appraised value

Q:  Mr. Jones; I have a property out on Pleasants Valley Road. Like most of the properties out here, it’s rather unique.  I have approximately 22 acres with a home and a couple of barns on it. I had been considering trying to sell it when the market got better, but before I did anything […]

December 20, 2014 | Posted in Business-local | Tagged ,

How can I get my HOA rules to include a noise ordinance

Q:  I read your column regularly.  This is the first time I’ve had occasion to ask a question. I live in a community that has a homeowners association. The area is mostly rural with multi-acre lots. I have a neighbor who incessantly works on automobiles. He works on them through the night and the noise, […]

December 13, 2014 | Posted in Business-local | Tagged ,

I’m trying to refinance, but supposedly I’ll owe prepayment penalties

Q: Now that the value has come up sufficiently, I’m trying to refinance my home. I’ve been working with a lender for the past six weeks, complied with everything they asked me to do, and we were just about to sign the closing papers when I received a frantic phone call from my loan officer. […]

November 29, 2014 | Posted in Business-local | Tagged ,

My brothers said, pay double the rent or move out

Q: I have been living in my home for almost 10 years now. It originally belonged to my mother and when she passed away she left it to us four children. At the time, everybody was in agreement that I should move in and take care of the place. I would make the mortgage payments. […]

November 22, 2014 | Posted in Business-local | Tagged ,

My sister wants to rent Mom’s house; I want to sell it

Q: This year my sister and I inherited a medium-sized, three-bedroom house on the “bird streets” in Fairfield when our mother died. The problem is we can’t decide what to do with it. I want to sell the home, which is fully paid for, and split the money with my sister. She wants to hang […]

November 15, 2014 | Posted in Business-local | Tagged ,

When I sell my home what kind of inspections do I need? Who pays?

Q: I’m getting ready to sell my home. My neighbor told me he had to have a pest inspection and a roof inspection. Another friend told me you have to have a whole house inspection. Can you give me a list of the required inspections? Do I have to pay for all of them? How […]

November 01, 2014 | Posted in Business and Real Estate | Tagged ,

Our tenants stopped paying rent, and now won’t leave after lease end

Q: When we retired last year, one of our dreams was to travel around the country in our motor home. We rented our house to a couple who needed a place for about a year while they were saving money to buy a new home. We signed a one-year lease and took off to see […]

October 11, 2014 | Posted in Business-local | Tagged ,

I rented a home and now the landlord has put it up for sale

Q: I just read your article online, “Do I have to cooperate if my landlord wants to sell the house?” Now I’m wondering if I can ask you this question: Can the owner have the property up for sale every month or even for the entire term of the lease? In my situation, I signed a […]

October 04, 2014 | Posted in Business-local | Tagged ,

Owner said we could buy rental home, now he’s kicking us out

Q: My husband and I have been renting this house in Suisun City for almost four years after our house was foreclosed on. When we agreed to lease the property, the owner told us that when we were financially able to purchase it, he would sell it to us at a fair market price.  We have […]

September 27, 2014 | Posted in Business-local | Tagged ,

We think the people buying our home are making unreasonable demands

Q: My wife and I are selling the home we’ve lived in for almost 20 years and plan to move into a retirement community. We are currently in escrow on both homes because we need to close escrow on our current home in order to pay for the new one. We have spent weeks of […]

September 20, 2014 | Posted in Business-local | Tagged ,

My brother sold our cabin without my consent

Q: My brother and I inherited a cabin in South Lake Tahoe from our parents many years ago. I haven’t been up there in years due to my health. Recently, my eldest grandson turned 18 and I offered to let him go up with some friends to spend the weekend. My brother has always managed […]

September 13, 2014 | Posted in Business-local | Tagged ,
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